Coast FIRE Calculator

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All numbers in today's dollars

Your numbers

Current age

Annual spending in retirement What you'd want to spend per year, in today's dollars

Invested assets today 401k, IRA, brokerage. Not your house or cash.

Current monthly investing What you put in every month right now

Target Coast FIRE age: 35 The age you'd like to be able to stop contributing

Assumptions

Retirement age

Expected annual return After inflation. 7% is the long-run stock market average.

Safe withdrawal rate 4% means you need 25x your spending

Because the return is already adjusted for inflation, every number on this page is in today's purchasing power.

Have this invested at age 25 and, with no more contributions, it grows to your $0 FIRE number by 65.

FIRE number (25x spending)

Gap to Coast today

Coast FIRE at current pace

Age --

$0 / month

to be Coast FIRE by age 35

Coast FIRE number needed at each ageYour portfolio at current pace

Age	Coast number needed	You'd have (current pace)	Gap